This provides help if you are unable to work as a result of an accident, ill health or become unemployed, through no fault of your own. This would cover monthly mortgage and loan repayments and other financial outgoings. ASU policies usually can only be claimed on for a maximum of one or two years. They can be used to pay general bills.
The different types of ASU:
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per £100 of cover would be £4.03 per month. This is based on a 30 day deferred period.
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I would like to thank you for the help that you have given me over the past year. The financial detectives have helped with both mortgage applications for our new house and the more recent application and setting up of Personal insurance through my company. The services were carried out to an extremely high standard, in a professional and yet friendly manner, which made all of the work from my side, very easy. Both services were carried out in an expeditious manner, offering consideration for my limited understanding and at what I consider to be very good value for money. I have actually recommended you to colleagues of mine who I believe you are working with at this very moment and I will continue to do so in the future. I would like once again to offer my sincere thanks and congratulate you on your work, which is very much appreciated. P Howell,
This year I bought my own property, what a headache!! Surveyors, Solicitors, mortgage & life insurance where do you start. Well with the help of The Financial Detectives my mortgage and life insurance policy were arranged in a very professionally manner, I was kept informed of the progress all the way. The teams help was impeccable, they listen to my requirements and concerns and found a Mortgage and Life Insurance Plan that suited me. There was no stress or worry involved they took care of everything. I would most definitely use them again A Hughes A Hughes, 2017
Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.