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Accident, sickness and unemployment (ASU) insurance:

This provides help if you are unable to work as a result of an accident, ill health or become unemployed, through no fault of your own.  This would cover monthly mortgage and loan repayments and other financial outgoings.  ASU policies usually can only be claimed on for a maximum of one or two years. They can be used to pay general bills.

Let us tailor a Accident, sickness and unemployment package to your personal situation. Contact us now for free advice on what would be best for you.

The different types of ASU:

  • Accident insurance
  • Bill protection:
  • Loan protection
  • Mortgage protection
  • Salary protection
  • Sickness insurance
  • Unemployment protection

Find out more by giving us a call or sending us a message for more information.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per £100 of cover would be £4.03 per month. This is based on a 30 day deferred period.

Did you know?

"Over 50% of our clients are referrals from other customers we have helped... we must be doing something right!"

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

"The Financial Detectives were able to help me achieve my dream of owning my own home when no one else could . In today's tough mortgage climate I was not an easy case, middle aged, self employed divorcee! But they did it!! Their approach is honest and personal and I highly recommend them as a family firm " Kaye Reeves K Reeves, 2017

I would like to thank you for the help that you have given me over the past year. The financial detectives have helped with both mortgage applications for our new house and the more recent application and setting up of Personal insurance through my company. The services were carried out to an extremely high standard, in a professional and yet friendly manner, which made all of the work from my side, very easy. Both services were carried out in an expeditious manner, offering consideration for my limited understanding and at what I consider to be very good value for money. I have actually recommended you to colleagues of mine who I believe you are working with at this very moment and I will continue to do so in the future. I would like once again to offer my sincere thanks and congratulate you on your work, which is very much appreciated. P Howell,

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*Please note some of these products are not regulated by the Financial Conduct Authority

Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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