This provides help if you are unable to work as a result of an accident, ill health or become unemployed, through no fault of your own. This would cover monthly mortgage and loan repayments and other financial outgoings. ASU policies usually can only be claimed on for a maximum of one or two years. They can be used to pay general bills.
The different types of ASU:
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per £100 of cover would be £4.03 per month. This is based on a 30 day deferred period.
"Over 50% of our clients are referrals from other customers we have helped... we must be doing something right!"
I would like to thank you for the help that you have given me over the past year. The financial detectives have helped with both mortgage applications for our new house and the more recent application and setting up of Personal insurance through my company. The services were carried out to an extremely high standard, in a professional and yet friendly manner, which made all of the work from my side, very easy. Both services were carried out in an expeditious manner, offering consideration for my limited understanding and at what I consider to be very good value for money. I have actually recommended you to colleagues of mine who I believe you are working with at this very moment and I will continue to do so in the future. I would like once again to offer my sincere thanks and congratulate you on your work, which is very much appreciated. P Howell,
From the initial phone call all the way through to the completion date Hannah and the team at the Financial Detectives were fantastic! Their knowledge and understanding of the market and all of the processes involved in purchasing a house inspired great confidence and certainly put our mind at ease. They talked us through all of our options and made sure that the mortgage we went for was the best product for us. The team also helped move along our purchase and make sure that any queries regarding our mortgage were followed up immediately. Their service was always carried out to a high standard, and nothing was too much trouble. We have already been recommending you to friends, family and colleagues. Thank you so much for all of your help! H & S Lodge,
Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.