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Accident, sickness and unemployment (ASU) insurance:

This provides help if you are unable to work as a result of an accident, ill health or become unemployed, through no fault of your own.  This would cover monthly mortgage and loan repayments and other financial outgoings.  ASU policies usually can only be claimed on for a maximum of one or two years. They can be used to pay general bills.

Let us tailor a Accident, sickness and unemployment package to your personal situation. Contact us now for free advice on what would be best for you.

The different types of ASU:

  • Accident insurance
  • Bill protection:
  • Loan protection
  • Mortgage protection
  • Salary protection
  • Sickness insurance
  • Unemployment protection

Find out more by giving us a call or sending us a message for more information.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per £100 of cover would be £4.03 per month. This is based on a 30 day deferred period.

Did you know?

"Over 50% of our clients are referrals from other customers we have helped... we must be doing something right!"

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Daniel was amazing from start to finish, he was always available to talk to and gave great advice from his wealth of experience. Everything we needed was done promptly and to a very high standard. I would highly recommend The Financial Detectives to everybody, and feel it was well worth the money. Deborah Bull, August 2015

The Financial Detectives and Dan were brilliant making the process of getting my mortgage so simple.  They explained everything in a simple way.  This was my first house buy so its was important for me to understand what was happening.  They have also sorted all my insurance, getting it at the budget I wanted.  A big thank you to all the team at the The Financial Detectives. A. Locke, Sept 2015

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*Please note some of these products are not regulated by the Financial Conduct Authority

Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.