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Critical Illness Cover

Critical Illness Cover will pay you a tax free lump sum if you are diagnosed with an illness covered by the policy. These usually include certain types of cancer, heart attack, stroke, brain tumour and others.  Everyone should have Critical Illness Cover if they can afford it. It is especially important for people without a partners income to fall back on or families to support them.  If you are on a limited budget, Income Protection should take priority as it covers more conditions and has a greater probability of paying out.

Let us tailor a Critical Illness Cover package to your personal situation. Contact us now for free advice on what would be best for you.

Types Of Critical Illness Cover

  • Level Term:  A single payout, the size of which remains the same whenever a claim is made.
  • Decreasing Term:  The policy pay out reduces throughout the term of the plan;
  • Family Income Benefit :  Family Income Benefit provides a tax free regular income, rather than a lump sum. 
  • Severity Based: Pays out on a lot more illnesses but the size of the pay out is proportional to the severity of the condition claimed for.

Find out more by giving us a call or sending us a message for more information.

Did you know?

"Over 50% of our clients are referrals from other customers we have helped... we must be doing something right!"

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01823 210386

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Daniel Rowden, at The Financial Detectives, provided an excellent service and was friendly and helpful throughout.  Daniel demonstrated a thorough understanding of Relevant Life Cover and was able to provide clear answers to all my queries.  Although we conducted all our business over the phone, Daniel offered to visit me in my office if necessary.  I would have no hesitation in recommending The Financial Detectives to others, and will contact Daniel again if other financial services are required. Bob Thomas, July 2015

We were very happy with the service of the financial detectives team - with a particular nod to Andy who talked me through the majority of it and was very clear and patient with the options available. I always felt that the service given was thorough and professional and that I could trust the integrity of the advice given. The service was always quick and accurate and at the right price.  I'd happily recommend you to other friends and family (and in fact already have.) Look forward to working with you again in the future.  J Townsend,

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*Please note some of these products are not regulated by the Financial Conduct Authority

Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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