"Thank goodness we are able to use the services of such a lovely family company."

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Critical Illness Cover

Critical Illness Cover will pay you a tax free lump sum if you are diagnosed with an illness covered by the policy. These usually include certain types of cancer, heart attack, stroke, brain tumour and others.  Everyone should have Critical Illness Cover if they can afford it. It is especially important for people without a partners income to fall back on or families to support them.  If you are on a limited budget, Income Protection should take priority as it covers more conditions and has a greater probability of paying out.

Let us tailor a Critical Illness Cover package to your personal situation. Contact us now for free advice on what would be best for you.

Types Of Critical Illness Cover

  • Level Term:  A single payout, the size of which remains the same whenever a claim is made.
  • Decreasing Term:  The policy pay out reduces throughout the term of the plan;
  • Family Income Benefit :  Family Income Benefit provides a tax free regular income, rather than a lump sum. 
  • Severity Based: Pays out on a lot more illnesses but the size of the pay out is proportional to the severity of the condition claimed for.

Find out more by giving us a call or sending us a message for more information.

Did you know?

"Over 50% of our clients are referrals from other customers we have helped... we must be doing something right!"

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

I would like to thank you for the help that you have given me over the past year. The financial detectives have helped with both mortgage applications for our new house and the more recent application and setting up of Personal insurance through my company. The services were carried out to an extremely high standard, in a professional and yet friendly manner, which made all of the work from my side, very easy. Both services were carried out in an expeditious manner, offering consideration for my limited understanding and at what I consider to be very good value for money. I have actually recommended you to colleagues of mine who I believe you are working with at this very moment and I will continue to do so in the future. I would like once again to offer my sincere thanks and congratulate you on your work, which is very much appreciated. P Howell,

I have used the services of The Financial Detectives for the past 13 years. Andy is absolutely wonderful and has found several mortgages for me over the years. I have no hesitation in recommending him to my friends and family and I am of the opinion is he is not able to help then no-one can. The whole experience of house moving or having to re-mortgage is made so much easier and less stressful because of dealing with The Financial Detectives. Thank goodness we are able to use the services of such a lovely family company. A Beesley   A Beesley, 2017

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*Please note some of these products are not regulated by the Financial Conduct Authority

Daniel Rowden trading as The Financial Detectives is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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