Secured loans give the lender protection against the value of your home and can be used for such things as improving your property and consolidating other loans.
These loans are also called secured home owner loans, and do have advantages. As they are secured against the value of your home, you are able to borrow larger sums as opposed to a personal loan.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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